Washington Business Bank Announces Receipt of Federal Deposit Insurance Corporation Approval for Transaction with Sound Credit Union

OLYMPIA, WA, Sept. 27, 2024 – Washington Business Bank (the “Bank”) (OTCPK: WBZB) today announced today that they received the required regulatory approval from the Federal Deposit Insurance Corporation (“FDIC”) for Sound Credit Union (“Sound”) to acquire substantially all of the assets and assume substantially all of the liabilities (including deposit liabilities) of the Bank (the “Asset Sale”), on the terms and subject to the conditions of the Purchase and Assumption Agreement, dated as of March 11, 2024 by the Bank and Sound. The Bank shareholders approved the transaction at the annual meeting of shareholders held on May 29, 2024.

The consummation of the Asset Sale remains subject to Sound receiving the required regulatory approval from the National Credit Union Administration (“NCUA”), which has not yet been obtained. The Bank cannot provide any assurance as to whether the required final regulatory approval from the NCUA will be received, when such approval will be received, or whether there will be conditions to such approval that are unacceptably burdensome to the Bank or Sound

About Sound Credit Union

Sound Credit Union was founded in 1940 and today is one of Washington State’s largest credit unions. With 25 full-service branch locations throughout the Puget Sound area, Sound provides their 170,000 members with authentic and trusted financial support and services.  Sound is driven by the purpose of standing with members, employees, and the community through all waves of life.

About Washington Business Bank
Washington Business Bank was founded in 2002 and is one of Washington’s premier community-owned financial institutions. The bank was voted “Best Bank” in The Olympian’s “Best of South Sound” contest for the seven years in a row and is rated “5 Stars” by Bauer Financial. Headquartered in Olympia, Washington, Washington Business Bank’s mission is to provide financial services that enable their clients to become more successful.

Forward Looking Statements

Certain statements in this news release contain “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, such as statements relating to future plans and expectations, and are thus prospective. Such forward-looking statements are subject to risks, uncertainties, and other factors, such as the businesses of Sound Credit Union and Washington Business Bank may not be integrated successfully or such integration may take longer to accomplish than expected, the expected cost savings and any revenue synergies from the transaction may not be fully realized within the expected timeframes, disruption from the transaction may make it more difficult to maintain relationships with customers, associates, or suppliers, or the required governmental approvals of the transaction may not be obtained at all or on the proposed terms and schedule, any of which could cause actual results to differ materially from future results expressed or implied by such forward-looking statements. Although we believe that the assumptions underlying the forward-looking statements are reasonable, any of the assumptions could prove to be inaccurate. Therefore, we can give no assurance that the results contemplated in the forward-looking statements will be realized. The inclusion of this forward-looking information should not be construed as a representation by the companies or any person that the future events, plans, or expectations contemplated by the companies will be achieved. All subsequent written and oral forward-looking statements concerning the companies or any person acting on their behalf is expressly qualified in its entirety by the cautionary statements above. None of Sound Credit Union or Washington Business Bank undertake any obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise, to reflect circumstances or events that occur after the date the forward-looking statements are made.

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